Posts by webmaster_bb
What is Liability Insurance?
Liability Insurance is purchased by consumers to protect themselves against their own negligent acts towards others that result in bodily injury or property damage. A person may be determined liable to another because of an act that damages a person or property of another, referred to as a “tort”. A tort is a civil wrong…
Read MoreDo I Need Hemp Product Liability Insurance?
When you are an owner of a hemp or cannabis business, you figure you’ve got so much hemp insurance, why would you need more? You probably purchased all the policies your business mandates that include Property Insurance, Worker’s Comp, Business Income Coverage, Product Liability, General Liability, etc. Why would you possibly need product liability insurance…
Read MoreLiability Coverage for Business Auto Insurance Policies in Oregon
WHAT’S COVERED, WHAT’S NOT ON MY BUSINESS AUTO POLICY Liability has to do with bodily injury and property damage. Just think of an accident, where someone gets hurt and there is damage to the vehicle. Liability literally means: the state of being responsible for something, especially by law. So, we are referring to someone being…
Read MoreDo I need Business Insurance?
There is little doubt that choosing the right business insurance can be confusing and maybe even overwhelming. Your main focus areas as an owner are operating your business, engaging with customers, and managing inventory. Sorting through the different types of business insurance plans that are available might not be a priority. But as we will…
Read MoreDoes My Oregon Auto Insurance Cover Medical Expenses
Auto insurance and car accidents go hand-in-hand; but what if you are injured in a car accident? What happens then? Oregon law requires that drivers carry personal injury protection (PIP) for a private passenger vehicle. The following are who is covered under Personal Injury Protection: Anyone occupying the insured’s vehicle are covered at the time…
Read MoreImportant Things to Know About Auto Insurance
So, you just bought a new car and you’re excited to get on the road and drive it and get the feel of it. It costs quite a bit, but the metallic red, two-door sports car will suit your needs perfectly and it caters to your sporty image. Surely you’ll need auto insurance, right? Now,…
Read MoreHow to Save Money on Car Insurance
Who among us can’t complain about how expensive car insurance is and sometimes how unfair it can seem based on arbitrary data and figures? For some of us who drive the wrong class of car, it can feel like we are being punished by the auto insurance company when we have to pay exorbitant monthly…
Read MoreTips and Tricks to Save on Your Auto Premium
How to Save on your Auto Premium When you think of purchasing a new car, your auto premium is not the first thing on your mind. You probably give more consideration to the appearance, horsepower, perhaps fuel efficiency, or you ponder buying a hybrid or all electric vehicle for environmental reasons. You might even be…
Read MoreFarm Insurance – How Do I Get Reimbursed for a Loss?
At Graybeal Group Inc. one of our missions is to make sure our clients and prospects are educated on the type of insurance they have/may need. Farm Insurance may confuse some, as they are seven different types of coverage, additional coverage, payouts for losses, etc. In this blog, we are going to discuss the different ways…
Read MoreWhat Items are NOT Covered by Farm Insurance Coverage?
Farm Insurance has many moving parts. We will break those parts down into bite-size chunks for you to consume. Today, the topic of exclusions for the loss forms will be discussed. We’ll show you what is NOT covered, or is excluded, from the three different forms of loss for Farm Insurance. It’s just as important…
Read More