Property and Casualty Insurance

When you have property and casualty insurance, your personal items such as home, cars, and even pets are covered from negative occurrences that could involve injury or damage. Having property and casualty insurance protects you if you are found legally responsible for an accident that leads to injuries to another person or damage to another…

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Ranch and Home Property Insurance Beginners Guide

Standard Homeowners Policy Covers Select Farming/Ranching Activities Do you treat your ranching or small farm as a hobby, with no intention of running a commerce operation? If so, then there is a chance that your standard homeowner’s insurance policy covers some of your farming or ranching activities. You need to understand, however, that homeowners insurance…

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How to Avoid Farm Machinery Hazards

Avoiding Farm Machinery Hazards Every attempt is made by farm machinery manufacturers to ensure that their products are safe. It also helps when you and your workers do your best to avoid farm machinery hazards.  Agricultural work presents many hazards even with the safety guards added to equipment for further insurance.  Unfortunately, human error still…

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Crop Insurance 101

While it might not make for stimulating conversation at the table over a meal, crop insurance may be a more relevant and important topic than you might think.  Consider this:  Look down at your plate that might include a burger, green beans, cucumbers, mashed potatoes, tomatoes. If crop coverage did not exist, you could be…

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What is Crop Insurance and What all Does it Cover?

What is Crop Insurance? Crop insurance has existed for longer than a century, dating back to 1880, when private insurance companies first sold policies to protect farmers against the harsh effects of hailstorms. Crop insurance is bought by agricultural producers, including farmers, ranchers and growers to protect against the loss of crops as a result…

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