Graybeal Group Insurance Resources

How to Find the Best Trailer Home Insurance You will find that insurance for your mobile home, also known as manufactured home insurance, is quite similar to a ...

What is Crop Insurance? Crop insurance has existed for longer than a century, dating back to 1880, when private insurance companies first sold policies to protect farmers against ...

Oregon Insurance Laws If you ride a motorcycle in the state of Oregon, it is helpful to be aware of Oregon motorcycle insurance laws. For example, in Oregon ...

Do I Have to Have Traveler Trailer Insurance? If you own a recreational vehicle or are thinking of buying one, the idea of cruising down the open road ...

Washington State Motorcycle Insurance Laws If you drive a motorcycle in this state, you might be wondering what the Washington motorcycle insurance laws are. What coverage for your ...

Is Snowmobile Insurance Coverage important? As it is now the middle of winter, you might be inspired to get out your snowmobile to enjoy all the snow outside. ...

What Types of Church Insurance Are There? Because a church is a sacred place of worship and prayers, we might think it is immune from secular activities such ...

How to Save on your Auto Premium When you think of purchasing a new car, your auto premium is not the first thing on your mind. You probably ...

There is little doubt that choosing the right business insurance can be confusing and maybe even overwhelming. Your main focus areas as an owner are operating your business, ...

Who among us can’t complain about how expensive car insurance is and sometimes how unfair it can seem based on arbitrary data and figures? For some of us ...

So, you just bought a new car and you’re excited to get on the road and drive it and get the feel of it. It costs quite a ...

The decision to purchase life insurance is for many people shrouded in confusion and uncertainty. In fact, it can seem an overwhelming task given the numerous choices you ...

Standard Homeowners Policy Covers Select Farming/Ranching Activities Do you treat your ranching or small farm as a hobby, with no intention of running a commerce operation? If so, ...

You have an ATV and you’re enjoying how powerful and fast it is. It is more thrilling than anything you’ve ridden before. Being a winter sports enthusiast, you ...

When you have property and casualty insurance, your personal items such as home, cars, and even pets are covered from negative occurrences that could involve injury or damage. ...

While it might not make for stimulating conversation at the table over a meal, crop insurance may be a more relevant and important topic than you might think.  ...

WHAT’S COVERED, WHAT’S NOT ON MY BUSINESS AUTO POLICY Liability has to do with bodily injury and property damage. Just think of an accident, where someone gets hurt ...

Inland marine IS related to Ocean Marine Insurance, they both cover goods traveling from one place to another. The basic difference is Inland Marine Insurance covers goods traveling ...

“Crop insurance premiums are going to be substantially higher this year,” said Jim Mintert, a Purdue University Agricultural Economist.  “There’s really two big factors driving those premiums up.  ...

WORKER'S COMPENSATION- WHAT IS IT? WHY WAS IT CREATED? Worker's Compensation Insurance was developed to make sure workers are protected on the job, from illness or injury- as ...

Auto insurance and car accidents go hand-in-hand; but what if you are injured in a car accident? What happens then? Oregon law requires that drivers carry personal injury ...

When a company’s worker's compensation costs start to rise, this is indicative of workplace caused injury or illness. That’s when Execs start looking at ways to reduce costs ...

With unemployment hovering near historic lows, competition for new hires is heating up. The pool of available talent seems to be shrinking. That inevitably puts pressure on the ...

A Business Owner's Policy in Oregon has many parts to it! We’ve discussed some of those items in our other blogs. Here at Graybeal Group Inc. we have ...

There is no doubt as to Tesla’s popularity, including here in the U.S.  Tesla accounted for 79 percent of electric vehicle registrations in 2020, with 200,561 of its ...

Farm Insurance has many moving parts. We will break those parts down into bite-size chunks for you to consume. Today, the topic of exclusions for the loss forms ...

At Graybeal Group Inc. one of our missions is to make sure our clients and prospects are educated on the type of insurance they have/may need. Farm Insurance may ...

There are seven different forms of farm property coverage. Our goal at Graybeal Group Inc. is for you to fully understand you farm insurance policy, as well as ...

The Basics Personal injury protection (PIP) coverage implements the no-fault concept. No-fault auto insurance is designed to speed up payment to accident victims and lower the cost of ...

Experts estimate that one-fourth of remodeling projects add at least 25 percent to the value of a home, yet often most homeowners forget to increase their coverage to ...

It’s so easy and happens all the time; property owners sign up for Airbnb with the goal of earning extra money during the year. It’s a quick and ...

Avoiding Farm Machinery Hazards Every attempt is made by farm machinery manufacturers to ensure that their products are safe. It also helps when you and your workers do ...

Our goal here at Graybeal Group Inc. is to make sure you fully understand your farm insurance policy and the additional coverage this provides in the state of ...

What exactly is a Business Owner's Policy? The insurance company agrees to pay for direct physical loss or damage to covered property at the described premises caused by ...

Does my homeowner’s insurance cover this? The question that many insurance agents receive every day from their customers. Today we will discuss what coverage is afforded with a ...

The Fair Credit Reporting Act was put in place by Congress in 1970 to protect consumer's rights. It applies to any financial institution that is requesting information on ...

When you are an owner of a hemp or cannabis business, you figure you’ve got so much hemp insurance, why would you need more?  You probably purchased all ...

An uninsured vehicle in Oregon is a vehicle that meets any of the following criteria:  The vehicle is operated by a hit and run driver, where the insured ...

Worker's compensation insurance was created to protect companies from being sued by injured employees. The benefits of Worker's Compensation are offered to an injured employee. However, the employee ...

Liability Insurance is purchased by consumers to protect themselves against their own negligent acts towards others that result in bodily injury or property damage. A person may be ...

Commercial Auto Insurance has five different sections: Covered Autos, Liability Coverage(s), Physical Damage Coverage(s), Conditions, and Definitions. You will find these all inside your policy agreement. This type ...

Commonly known as EPLI, Employment Practices Liability Insurance covers businesses against claims from employees. Where Worker's Compensation and Employers Liability policies exclude, EPLI includes. EPLI includes such things ...

Pasture Rangeland Forage Insurance is designed to provide insurance coverage on pasture, rangeland, or forage acres.  This program is based off the national rainfall index which determines precipitation ...

When you operate an online business, you have many things to think about, not least of which is building and preserving your clientele, and securing the equipment you ...

We all know that life occasionally throws us curveballs, coming at us with unexpected accidents and troublesome news that we have to be prepared for and deal with. ...

The USDA Risk Management Agency (RMA) Pasture, Rangeland, and Forage Insurance (PRF) program is a risk management tool that producers can rely on to protect their operations from ...

Wondering what crops you should be planting this spring? Plan on seeing higher corn and soybean production in 2021, according to the USDA (United States Department of Agriculture). ...

ADDITIONAL HOMEOWNERS INSURANCE OPTIONS  There are different “options” or endorsements you may choose to add to your Homeowners Policy here in Oregon. One of the most important extensions ...

Homeowners Insurance: What is it and how am I covered? Does my homeowners insurance cover this? The question that many insurance agents receive every day from their customers. ...

I'm pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it's not as lucrative or easy ...

I was recently asked this question by one of our Graybeal Group, Inc. clients, and thought I would share the answer here for our readers. There are a lot ...

Why do my auto insurance rates keep going up even though my car is getting older?  At Graybeal Group, Inc., many of our clients ask this question so ...