What D&O Insurance Actually does
D&O Insurance Coverage.
A D&O policy covers personal losses for directors and officers who are sued as a result of their role in leading an organization. It can also reimburse the organization for legal fees and defense costs incurred on their behalf. Coverage applies to for-profit businesses and non-profits alike, and policies are typically purchased by the organization to cover its leadership as a group. Most policies exclude fraud and criminal activity.
Protection for your organization's leaders
Leadership decisions carry real liability.
Claims against directors and officers can come from employees, shareholders, donors, regulators, or competitors — and they don't require wrongdoing to be costly. Employment practices, financial decisions, conflicts of interest, and failure to meet fiduciary duties are among the most common triggers. For non-profits and smaller organizations especially, D&O coverage is often overlooked until it's needed.
The Graybeal difference
Let's make sure your leadership is covered.
If your organization has a board or executive team, it's worth understanding what exposure they carry. Let's talk through your situation and make sure the right protection is in place.
Our recent news
Latest news & articles.
-
How to Avoid Farm Machinery Hazards
Avoiding Farm Machinery Hazards Every attempt is made by farm machinery manufacturers to ensure that their products are safe. It also helps when you and your workers do your best to avoid farm machinery hazards. Agricultural work presents many hazards even with the safety guards added to equipment for further…
