All-terrain Insurance protection
Comprehensive protection for your adventure vehicles.
Powersports vehicles face unique risks that standard auto insurance doesn't cover. From off-road accidents to theft and weather damage, your recreational vehicles need specialized protection. Our experienced agents help you navigate coverage options across multiple carriers to find the right protection for your specific vehicles and riding activities.
We shop leading insurance companies to ensure you get comprehensive coverage at competitive rates.
Coverage that goes off-road
What we cover.
All-terrain vehicles are becoming increasingly popular and come in a variety of models. Most insurance companies have different rules for providing coverage depending on the vehicle type.
Powersports vehicles we help insure:
- All-Terrain Vehicles (ATVs)
- Motorcycles and Scooters
- Snowmobiles
- Personal Watercraft (Jet Skis)
- Utility Task Vehicles (UTVs)
- Golf Carts
- Dirt Bikes
Additional protection for your toys
Core coverage components.
Physical Damage Coverage
Protects your ATV, motorcycle, snowmobile, or other powersports vehicle against collision damage, theft, fire, vandalism, and weather-related damage. Coverage options include comprehensive and collision protection.
Liability Protection
Covers bodily injury and property damage you cause to others while operating your powersports vehicle. Essential protection against legal claims that could arise from accidents on trails, roads, or private property.
Medical Payments Coverage
Provides coverage for medical expenses for you and your passengers injured while riding, regardless of who's at fault. Helps cover immediate medical costs and hospital bills.
Uninsured Motorist Coverage
Protects you when involved in an accident with someone who doesn't have insurance or sufficient coverage to pay for damages they cause.
Accessory Coverage
Covers custom parts, equipment, and accessories you've added to your vehicle such as specialized tires, winches, sound systems, or performance modifications.
Protection on and off the road
Why choose Graybeal Group.
With over 40 years of experience, we can help you get the specialized coverage you need for your specialized vehicles. We shop multiple carriers to protect your investment and let you focus on having fun.
As independent brokers, we find competitive rates while ensuring you have proper protection for every adventure.
To get started on your quote, call our office or submit your details online. Either way, we'll make the process simple!
Our recent news
Latest news & articles.
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What is Liability Insurance?
Liability Insurance is purchased by consumers to protect themselves against their own negligent acts towards others that result in bodily injury or property damage. A person may be determined liable to another because of an act that damages a person or property of another, referred to as a “tort”. A…
