Protection for your watercraft
Essential marine coverage.
Boat insurance isn't just about protecting your vessel—it's about safeguarding your financial investment and ensuring peace of mind every time you hit the water. Our experienced agents help you navigate coverage options to find the right protection for your specific watercraft and boating activities.
We shop multiple insurance carriers to ensure you get comprehensive coverage at competitive rates.
Your Auto Insurance Coverage matters
Core boat coverage.
Hull Coverage
Protects your boat's physical structure against damage from collisions, storms, fire, theft, and vandalism. Coverage can be written on an actual cash value or agreed value basis, depending on your boat's age and value.
Liability Protection
Covers bodily injury and property damage you cause to others while operating your boat. Essential protection against legal claims and lawsuits that could arise from boating accidents.
Medical Payments
Provides coverage for medical expenses for you and your passengers injured in a boating accident, regardless of who's at fault. Helps cover immediate medical costs and reduces out-of-pocket expenses.
Uninsured Boater Coverage
Protects you when involved in an accident with an uninsured or underinsured boater who cannot pay for damages they cause to you or your boat.
Personal Property Coverage
Covers personal belongings on your boat such as fishing equipment, electronics, safety gear, and other personal items that could be damaged, stolen, or lost.
Additional protection for your boat
Enhanced coverage for your boating lifestyle.
Many carriers provide specialized coverage options including towing and assistance, fuel spill liability, wreck removal, and coverage for boat trailers. We help you identify which additional protections make sense for your specific boating activities and budget.
Factors affecting your coverage
Tailored protection for every watercraft.
Boat insurance needs vary significantly based on your vessel type, size, age, value, and how you use it. Whether you have a small fishing boat, luxury yacht, or personal watercraft, we help you find carriers that specialize in your type of watercraft.
Coverage considerations include navigational limits, seasonal vs. year-round use, and whether your boat is stored on land or in water.
Ready to protect your boat and your time on the water? Contact Graybeal Group today for personalized quotes from multiple carriers.
Our recent news
Latest news & articles.
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What is Liability Insurance?
Liability Insurance is purchased by consumers to protect themselves against their own negligent acts towards others that result in bodily injury or property damage. A person may be determined liable to another because of an act that damages a person or property of another, referred to as a “tort”. A…
