Simple, effective coverage
Understanding PRF coverage.
PRF is a unique "single peril" insurance program that compensates for below-normal precipitation in your area. Unlike traditional crop insurance that measures your actual yields, PRF uses NOAA precipitation data and a grid system to determine payouts based on rainfall deficits.
Coverage areas are divided into 17-mile by 17-mile grids, with your acreage assigned based on location. When precipitation falls below historical averages during your selected coverage periods, you receive compensation to purchase replacement feed or offset reduced forage production.
Protect against rainfall shortages
Program benefits.
Flexible Coverage Options
- Choose which acres to insure
- Select specific time periods for coverage
- Customize protection based on your operation's needs
Affordable Protection
- Premiums subsidized up to 59%
- No production history required
- Available in all 48 contiguous states
Risk Management Tool
- Protects against drought-related forage losses
- Provides funds for replacement feed
- Helps avoid forced livestock sales during dry periods
essential risk management
Unique protection for forage operations.
If you produce hay or graze livestock on pasture, you're eligible for PRF insurance. This program protects both commercial hay operations and ranchers who depend on pasture for livestock feed.
Unlike other livestock operations, ranchers historically couldn't insure their forage crops because yields are difficult to measure. PRF solves this challenge by basing coverage on measurable precipitation data rather than subjective yield assessments.
When drought strikes, PRF provides the financial resources to maintain your operation without liquidating livestock prematurely.
Specialized protection for unique risks
Get expert PRF guidance.
At Graybeal Group, our crop insurance specialists understand the complexities of forage production and rainfall patterns. With over 40 years of agricultural insurance experience, we'll help you select appropriate coverage levels and timing to maximize your protection.
Ready to protect your forage operation against drought risk? Contact our PRF specialists today for personalized coverage recommendations.
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